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Modern Health Plan Solutions

Healthcare Reimagined — Driven by Modern Technology!

Self-funded employers are tired of rising costs, slow claims, and opaque renewals. Savvos SmartPay changes the game. Our technology-driven, direct pay health plan eliminates claims delays and delivers real-time savings — without shifting costs to employees. With upfront pricing, instant provider payments, and $0 member costs on thousands of services, SmartPay transforms healthcare from a yearly expense battle into a strategic advantage.

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Discover the Savvos Difference

Employers are done paying more for less control. Savvos is how they cut costs, win talent, and take charge of their plan.

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Direct Pay Technology

Outdated claims processing drives waste and misalignment across healthcare. Savvos SmartPay replaces it with direct digital payments and clear, affordable pricing — aligning employers, providers, and employees.

Stabilize Premiums

Volatile premiums come from volatile claims. By controlling costs at the source, Savvos helps employers achieve stability — and the potential for lower premiums year over year.

Monitor Real-Time Cost Reporting

See where every premium dollar goes. With Savvos, employers finally gain full visibility into spend and the ability to measure the true health of the health plan.

Regain Control

For too long, healthcare has felt out of your hands. Savvos SmartPay gives it back — with direct pay technology and real-time financial reporting that puts employers back in charge of their plan.

Technology Driven Health Plans

Why Direct Pay Works for Everyone!

  • Providers: When providers get paid immediately without billing or collections delays, they can offer significantly better prices. Those savings get passed directly to your health plan and your employees.
  • Employers: Health insurance premiums are expensive because healthcare is expensive. Instant, direct payment slashes the cost of care, stabilizes premiums, and protects your bottom line.
  • Employees: With costs reduced at the source, you can offer richer, zero dollar benefits, and put money back in employees’ pockets.
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Self-Funded Plan Solutions

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A Health Plan that Doesn’t Feel Like One, Powered by Digital Payment Technology

Cut out the claims and eliminate out-of-pocket costs with a modern health plan your employees will love!

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A Digital Healthcare Upgrade Your Employees Can Bank On… Literally!

Replace high deductibles with Zero out-of-pocket by integrating Savvos TierOne into your existing health plan.

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5 star

"I expected a mountain of medical bills after knee surgery. Instead, Savvos handled everything. My out-of-pocket? Zero. I got my knee fixed and kept my savings intact.

Member / Patient

5 star

"Our employees were shocked when they learned they could have major surgeries with zero out-of-pocket expense. We didn’t just avoid an increase — we gave them access to something better. Savvos made us look like heroes."

Benefits Manager

5 star

"I had some amazing feedback from a client who just underwent knee surgery.  He used Savvos and was thrilled with the whole process, thank you for helping our clients have a good experience!"

Advisor / Broker

Why Employees Love Savvos

Employees are done paying more for less. Savvos is how you give them better.

Employees

Eliminate Employee Deductibles

By reducing the cost of medical care, Savvos allows employers to share savings directly with employees — often by waiving deductibles and out-of-pocket costs. That’s the kind of news that makes employees smile.

Enhance Employee Support

Savvos SmartPay is built to keep employees informed and involved. Our dedicated Savvos Support Team guides them every step of the way, from scheduling care to payment.

Expand Employee Choice

Networks were designed to control costs. Today, they do the opposite: driving expenses higher while limiting employee choice. Savvos changes the game with direct pay technology that lowers costs and expands access to every provider.

Improve Employee Education

Go beyond one-time open enrollment meetings. Savvos delivers ongoing education year-round with helpful tips, reminders, and updates via email, text, and in-app messages.

Award Winning Technology and Solutions

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Trusted Partner

No. 6 on the 2025 Fast 50 is an independent trust signal that Savvos scales without compromise—delivering the same reliable outcomes, firm SLAs, and secure operations as we grow.

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Concierge Service

Delivering measurable plan savings, Savvos—ranked No. 220 on the Inc. 5000—uses its proprietary real-time payment rail and white-glove customer support to remove billing friction, accelerate scheduling, and transform healthcare for employers and members.

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Stand Out Technology

Ranking 87th in Utah on the Inc. 5000 highlights Savvos as a breakout in a white-hot tech corridor—trusted to drive plan savings at scale through our real-time payment rail and premium support.

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Ready for a health plan that doesn't feel like one? Let's connect.

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